Point of Service (Open Access) Rider
- Freedom of choice
- No referrals necessary
- Fixed co-pays for in-network services
- Add to HMO, Balance, or High Deductible plans
Point of Service coverage allows you to maximize your freedom of choice. With this rider, you can select from over 550 Providers and Contract Facilities for in-network services, taking advantage of fixed co-pay amounts for office visits, lower deductibles and less co-insurance. You may also decide to self-refer using a healthcare provider outside the FHCP Network, the choice is yours. Point of Service coverage can be added to any of our HMO, Balance, or High Deductible Plans.
